APS Pays Warning - Documented Evidence

⚠️ Business Practice Warning: APS Pays

A Documented Account of Questionable Business Ethics by a Credit Card Processing Company

Purpose of This Page

This page exists to warn other businesses about my experience with APS Pays and its CEO Wayne Orkin. All claims made here are supported by documentation including contracts, emails, screenshots, and other verifiable evidence.

Company Information

Company: APS Pays

CEO: Wayne Orkin

LinkedIn Profile: Wayne Orkin

Corporate Website: www.apspays.net

Industry: Credit Card Processing / Payment Services

Service Provided: Offshore Staffing Services - Full-time Employee (40 hrs/week)

Duration: 2 Years of Continuous Service

Why This Matters: A CEO of a payment processing company filed chargebacks for staffing services after 2 years of employment, violating contractual termination requirements and affecting a real employee's livelihood - all while continuing to use those same services.

Executive Summary

Key Allegations:
  • Fraudulent chargeback initiated by CEO of credit card processing company
  • Violation of contractual 30-day termination notice requirement
  • Chargeback filed AFTER 2 years of successful service delivery
  • Continued use of employee services while disputing payment
  • Unethical business practices affecting real employee's livelihood
  • Abuse of industry position and payment processing knowledge

The Facts: I provided staffing services to APS Pays - a dedicated full-time employee who worked 40 hours per week for TWO YEARS. This was not a one-time service or digital product; this was an ongoing employment relationship affecting a real person's salary and livelihood.

Despite the contract clearly requiring 30 days written notice for termination, Wayne Orkin never provided such notice. Instead, the employee continued working, attending meetings with APS Pays executives (documented via screen recordings), while Orkin filed chargebacks for services that were actively being rendered and utilized.

Timeline of Events

[Date - Initial Agreement]

Staffing Agreement Established

Contract signed for full-time offshore employee (40 hours/week). Contract includes 30-day written termination notice requirement.

[Date - Employment Begins]

Employee Begins Work

Offshore staff member begins full-time work for APS Pays, integrated into daily operations and executive meetings.

[Date Range - 2 Year Period]

Continuous Service Delivery - 2 YEARS

Employee works full-time (40 hours/week) for TWO YEARS, attending regular meetings with APS Pays executives, completing assigned tasks, fully integrated into company operations. Regular payments processed during this entire period.

[Date - Issues Begin]

Dispute Initiated Without Proper Notice

Wayne Orkin begins disputing charges WITHOUT providing the contractually required 30-day written termination notice. Employee continues working and attending meetings.

[Date - Chargebacks Filed]

Fraudulent Chargebacks Initiated

Wayne Orkin/APS Pays files chargebacks for staffing services WHILE EMPLOYEE CONTINUES WORKING. No termination notice provided as required by contract. Screen recordings show employee actively participating in APS Pays executive meetings during this period.

[Date - Current]

Dispute Status & Employee Impact

Current status of dispute. Employee's salary and livelihood directly affected by fraudulent chargebacks despite continued service delivery.

Documentary Evidence

Below is the evidence supporting my claims. All documents, emails, and screenshots are authentic and verifiable.

1. Original Staffing Agreement/Contract

📄 Upload your signed staffing agreement here

Key clause: 30-day written termination notice requirement

2. Proof of Continuous Employment (2 Years)

Payment History

24 months of payment records showing regular, consistent payments for services

💳 Payment invoices/receipts

Work Logs & Timesheets

Documentation of 40 hours/week worked over 2-year period

📊 Time tracking records

Project Deliverables

Examples of work completed during employment period

📁 Work samples

3. Screen Recordings - Employee Working During Dispute

CRITICAL EVIDENCE: These recordings prove the employee continued working and attending executive meetings with APS Pays WHILE Wayne Orkin was filing chargebacks.

Executive Meeting #1

Date: [Date during dispute period]

Employee participating in meeting with APS Pays executives

🎥 Screen recording

Executive Meeting #2

Date: [Date during dispute period]

Continued collaboration and work delivery

🎥 Screen recording

Additional Meetings

Multiple recordings showing ongoing work relationship

🎥 Screen recordings

4. Email Communications

Contract Negotiations

Initial agreement to terms including 30-day notice requirement

📧 Screenshot/PDF

Ongoing Work Communications

Regular work-related emails during 2-year period

📧 Screenshot/PDF

No Termination Notice

Evidence showing NO 30-day written notice was ever provided

📧 Screenshot/PDF

5. Chargeback Documentation

💳 Chargeback notices filed by Wayne Orkin/APS Pays

Show dates filed vs. dates employee was still working

5. Additional Supporting Evidence

📎 Any other relevant documents, screenshots, or communications

Analysis: Why This Matters

A Payment Processing CEO Filing Fraudulent Chargebacks - The Ultimate Irony:

Wayne Orkin runs a credit card processing company - a business built entirely on trust, proper payment handling, and ethical dispute resolution. Yet here are the facts of what occurred:

The Shocking Details:
  • 2 YEARS of service: This wasn't a one-time transaction. An employee worked 40 hours per week for two full years.
  • Contractual violation: The contract explicitly required 30 days written notice to terminate - this was NEVER provided.
  • Continued use of services: Even during the chargeback dispute, the employee continued attending meetings with APS Pays executives (documented via screen recordings).
  • Real human impact: These chargebacks directly affected an offshore employee's salary and livelihood - a person who did nothing wrong and fulfilled their duties for 2 years.
  • Abuse of industry knowledge: As a CEO of a payment processing company, Orkin knows exactly how to manipulate the chargeback system - and allegedly did so against a small business providing staffing services.

The Ethical Violation: This is not a legitimate dispute over service quality or delivery. The employee worked consistently for 2 years, attended meetings, completed assignments, and was integrated into APS Pays operations. Filing chargebacks under these circumstances - without proper contractual notice and while still utilizing the employee's services - represents a fundamental breach of business ethics.

Questions This Raises About APS Pays:

  • If the CEO files fraudulent chargebacks against vendors, how does the company treat its merchant clients?
  • Can a payment processor that doesn't honor its own contracts be trusted to properly handle your payments?
  • What does this say about the integrity of leadership at APS Pays?
  • How many other vendors or service providers has this happened to?

My Response & Defense

The facts are clear and indisputable. I have fulfilled every obligation under our staffing agreement, and the chargebacks filed by Wayne Orkin/APS Pays are without any legitimate basis.

  1. Contractual Compliance - FULL ADHERENCE:

    Our contract was crystal clear: I would provide a full-time offshore employee working 40 hours per week, and APS Pays would pay the agreed monthly rate. This arrangement required 30 days written notice for termination. I provided the employee for TWO FULL YEARS without interruption. APS Pays NEVER provided the required 30-day written termination notice.

  2. Service Delivery - 2 YEARS OF CONSISTENT WORK:

    The employee worked 40 hours every single week for 2 years. They attended meetings, completed assignments, collaborated with APS Pays executives, and were fully integrated into company operations. I have payment records, work logs, timesheets, deliverables, and communications documenting every aspect of this employment relationship.

  3. Continued Service During Dispute - PROOF OF BAD FAITH:

    Most damning: I have screen recordings showing the employee actively participating in meetings with APS Pays executives DURING the period when Wayne Orkin was filing chargebacks. This proves they were still utilizing and benefiting from the employee's services while simultaneously disputing payment. This is the definition of bad faith.

  4. No Legitimate Basis for Chargeback:

    Chargebacks are meant for situations where services weren't delivered, were fraudulent, or were significantly different from what was agreed upon. None of these apply here. The employee worked consistently for 2 years, meetings the exact specifications in our contract. APS Pays has no legitimate complaint about service quality or delivery - they simply decided they didn't want to pay anymore, violated the termination clause, and abused the chargeback system.

  5. Impact on Real Employee:

    This isn't just about me as a business owner - Wayne Orkin's actions have directly affected an innocent employee's livelihood. An offshore worker who showed up every day, did their job professionally, and fulfilled their duties for 2 years is now facing salary uncertainty because a CEO decided to abuse the payment system.

Warning to Other Businesses

If you are considering doing business with APS Pays or Wayne Orkin, I encourage you to:

  • Review all evidence on this page carefully
  • Get everything in writing with clear terms
  • Document all communications and deliverables thoroughly
  • Consider whether this is a business partner you can trust
  • Research other experiences with this company
Legal Disclaimer: The information on this page represents my personal experience and opinion based on documented interactions with APS Pays and Wayne Orkin. All evidence presented is authentic and verifiable. This page is intended to inform others and share my factual experience. I encourage readers to review the evidence and form their own conclusions.
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